In the past few years you'd have been paid well to listen to Tom Forester. He saved investors tens of millions in 2008 as the only U.S. stock manager whose fund posted a gain for the year.
Question: I'm 40 years old and would like to know whether I should invest in my workplace's tax-deferred retirement plan where expenses average 1.1% for the various options, or put my money into an outside account funded with index funds that charge 0.21% a year. In the long run which option would give me more money? --Michael G., Orangeburg, South Carolina