I think too many investors (myself included) try to outsmart the market by constantly fine-tuning their portfolio. Wouldn't we all be better off just keeping it simple by holding a small handful of index mutual funds or ETFs and just rebalancing that portfolio once a year? -- P.C., Boise, Idaho
Of the biggest charitable gifts by individuals this year, five surpassed $200 million, according to the Chronicle of Philanthropy. Four of those donations went to universities -- and one to a museum started by a very well-known family.