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  Cash in on a consumer comeback in 2012

  Posted: January 3rd, 2012, 9:20am MST

  Personal spending on items such as clothes and travel has perked up lately. To date, though, most of the money has flowed to either end of the retail spectrum: luxury chains that target wealthy consumers who don't have to watch their wallets or discounters catering to households worried about making ends meet. The stocks of these retailers have been bid up accordingly.