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  Variable annunities: Buyer beware

  Posted: January 17th, 2012, 3:16am MST

  Chances are, you've already heard the pitch from an insurance agent or a financial adviser. And if you've been feeling anxious about the stock market (who hasn't?), it probably sounded pretty compelling: "Invest in stocks while protecting yourself from another 2008, with a guaranteed minimum return that provides income for the rest of your life!"